1, through the lending institution, directly go to the lending company or bank to inquire about the relevant information of car loan, and generally need to bring the loan contract and my ID card. This method is the most commonly used. If the borrower just wants to inquire and doesn't want to repay immediately, he can apply for printing the repayment schedule within one year after the inquiry, and then he can inquire about the loan balance within one year. If you want to repay in advance, you can go directly to the original loan department for settlement, or you can inquire directly there.
2. Inquire through the telephone of the lending institution, directly dial the telephone of the lending institution, and complete the operation according to the voice prompt, so as to inquire about the relevant information of the car loan.
3. If the car loan is handled through a bank, you can also check the relevant information through online banking and mobile banking APP. Lenders can open online banking and make quick inquiries directly through online banking. After opening online banking, the applicant can go to the website of the bank applying for a loan, find the personal loan "My Loan" and make a loan inquiry.
Type of automobile loan:
1. Direct customer loans are generally bank car loans, and direct loans are made when customers meet. The fees charged by direct bank car loan include deposit, principal and interest, and 3% guarantee fee. The bank's premium customer fees will be discounted, but the preferential policies of each bank are different.
2. Generally speaking, the guest mode refers to the auto financing company transferring the auto loan of the auto financing company to the customer. In addition to the above fees, personal auto financing companies also need to bear supervision fees, fleet management fees and warranty renewal deposits.
3, credit card car loan, credit card installment car loan only provides installment payment for bank credit card users, not all conditions can be handled, and there is an audit procedure, which is difficult for credit card users with bad credit records.