The reliability of Beijing Jinghuibao can mainly be started from two aspects, the first is the product itself, and the second is the underwriting company. As far as the product itself is concerned, the payment is low, the reimbursement rate is high, and there is a certain degree of market differentiation, which is particularly obvious, but it is not particularly ideal in the scope of reimbursement expenses, and the overall reliability is still relatively good. As far as insurance companies are concerned, Beijing Jinghui Insurance is underwritten by Beijing Life Insurance Company and AXA Tian Ping Property Insurance Company, that is, the risks are shared. The bosses behind Beijing Life Insurance Company are Beijing Municipal Party Committee and Municipal Government, while AXA Tian Ping Property Insurance Company is an old-fashioned property insurance company with good strength and solvency. Therefore, it is underwritten by two insurance companies, and the public need not worry too much about the reliability of Beijing Jinghui Insurance.
Main advantages:
1. High reimbursement rate: To understand the advantages and disadvantages of Beijing Jinghuibao, as the saying goes, compared with similar products, it is better to do it yourself. Compared with Changsha Xinghuibao and Ping An Buddha Medical Insurance, the reimbursement rate of this product is very sincere. The hospitalization in the social security catalogue is 100%, and some high-priced drugs are 90%, which is relatively rare in the market.
Second, the price is low: among the three products, the price is the lowest. 79 yuan guarantees one year, which can incite up to 2 million yuan of medical insurance, which is very beneficial to the people.
Third, the value-added services are brilliant: this product provides seven kinds of value-added services, such as direct payment of specific drugs, medical services and chronic disease management, but Ping An Buddha Medical Insurance and Changsha Xinghuibao do not.
4. No previous illness restrictions: Other similar products have restricted several previous illness insurances, and this product can be insured as "Beijing Jinghuibao" regardless of previous illness.
Bank of Beijing was established on1October 26th,1996,65438+. Formerly known as Beijing Commercial Bank, it was later changed to Beijing City Cooperative Bank, and was formally established as Bank of Beijing in 2004. Its business scope includes providing deposits, loans and settlement for the people. It is managed by the Bank of China. Bank of Beijing is the largest city commercial bank in China and the third largest bank in Beijing. It has more than 3,600 employees and provides services to individual and corporate customers through its 65,438+065,438+06 branches. At the same time, Bank of Beijing has also set up 272 ATMs in its coverage outlets, and established a fast-growing e-banking business. With the approval of the People's Bank of China and the Beijing Municipal Government, Bank of Beijing was established on the basis of the original 90 urban credit cooperatives in Beijing on129/0/996. Bank of Beijing was founded as "Beijing Urban Cooperative Bank Co., Ltd.". Bank of Beijing is one of the earliest city commercial banks established in China, with a registered capital of 654.38 billion yuan.