1, legally valid identity certificate and its copy; Proof of economic income recognized by the bank (it can be the original and photocopy of income certificate, tax payment certificate, bank statement or bank passbook issued by the company) and/or other supporting materials (including family assets certificate, personal investment income certificate, etc.). ) prove the customer's repayment ability; Copy of personal savings passbook in the same loan currency opened in our bank; House sales contract and its photocopy or house property right certificate and its photocopy; Credit report of personal credit information system of China People's Bank; If it is necessary to evaluate the collateral, provide the evaluation report and color photos of the periphery, interior and exterior of the collateral; Other supporting documents or materials required by the bank.

2. Materials submitted for the first home purchase loan:

(1) Newly added housing loan customers with transaction background: down payment certificate and copy, housing transaction contract; If it is a second-hand housing loan, you need to provide the real estate license, the identity certificate of the second-hand housing seller, the marriage certificate, and the certificate that the owner (including the owner) agrees to sell the second-hand housing.

(2) Housing loan clients of the Bank: housing loan contracts signed with the Bank.

(3) Customers of mortgage loans of the same name: the housing loan contract signed with other banks and the proof of the balance of housing loans of other banks.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.