Legal analysis: first of all, it depends on how the intermediary service contract signed between you and the intermediary is specifically agreed; Secondly, the intermediary did not fulfill the obligation of prudence when signing the contract with you, and signed a service contract to help you with the loan before verifying your credit situation, which was a certain fault. Finally, the overdue payment is caused by the failure of the loan, and there is a causal relationship between the two, and the intermediary needs to bear the responsibility for overdue.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 577 Where a party fails to perform its contractual obligations or fails to perform its contractual obligations in conformity with the contract, it shall be liable for breach of contract such as continuing to perform, taking remedial measures or compensating for losses.

Article 582 Where the performance is not in conformity with the agreement, it shall bear the liability for breach of contract in accordance with the agreement of the parties. If the liability for breach of contract is not stipulated or clearly stipulated and cannot be determined according to the provisions of Article 510 of this Law, the injured party may reasonably choose to require the other party to bear the liability for breach of contract such as repair, rework, replacement, return, reduction of price or remuneration according to the nature of the subject matter and the size of the loss.