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Shenzhen's economy is once again among the best in the country. Many young people want to flourish in this big city and work in Shenzhen, and there are also more There are many job opportunities, so many young people will consider buying a house in Shenzhen in order to live in a comfortable house. So what is the latest policy for buying a house in Shenzhen? Next, the editor will introduce to you the preferential policies for buying a house in Shenzhen. .

Shenzhen Preferential Policies for House Purchases

1. Shenzhen issued a new regulatory policy in 2018, and stipulated that if a house buyer divorces and applies for a housing commercial loan or provident fund loan within 2 years, then the municipal provident fund center , commercial banks all implement the loan down payment ratio as no less than 70%; if there is no housing loan record and can provide proof that the family did not have a house before the divorce, then the loan down payment ratio can be implemented as 30%.

2. On August 1, 2018, a supporting implementation rule "Shenzhen Market Interest Rate Pricing Self-Discipline Mechanism" also "filled in the gaps" in the above credit policy. According to According to the matching rules, for home buyers who have been divorced within 2 years and whose family only had one housing certificate before marriage, if they buy a home again, the down payment must not be less than 50%, and they must also meet the requirements of having no housing loan record in their name.

3. The sales restriction in Shenzhen is the biggest highlight in this round of regulation and upgrading. In the past, Shenzhen’s property market regulation only stayed at the level of “purchase restrictions,” but this time the new policy stipulates that residents’ households will have to Those who purchase commercial housing are prohibited from transferring it within 3 years from the date of obtaining the real estate rights certificate, and newly purchased business apartments by legal entities such as enterprises, institutions, individuals or social organizations are prohibited from being transferred within 5 years from the date of obtaining the real estate rights registration certificate. .

Editor’s conclusion: The above content is an introduction to the relevant content about what are the preferential policies for purchasing houses in Shenzhen? I hope it can help you. I believe that after reading the above content, you will have a better understanding of Shenzhen’s preferential policies for home purchase. You can also refer to it if you need it later.

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