Bai Hua repayment is a service that only provides users with a single repayment amount. On the final repayment date, the user only needs to pay off the minimum repayment amount, and the interest on the remaining amount is fixed on a daily basis. The remaining unpaid principal will bear interest from the day after the repayment date, with a daily interest rate of 0.05%, which will be recorded in next month's bill.

Minimum repayment amount = 10% transaction principal (new consumption principal in this period-installment transfer-refund)+100% all unsettled installment transactions in the account+100% fees (including handling fees)+100% overdue historical bills +65438+.

You can set the automatic repayment method of flower buds through mobile phone Alipay, that is, repay according to the minimum repayment amount of the bill. The specific operation is as follows:

1, open Alipay, go to the home page, and click "My" in the lower right corner.

2. Go to my page, keep pulling down, find "Garden" and click to enter.

3. On the Flower Garden page, click "Settings" in the lower right corner.

4. Find "Automatic Repayment Settings" and click Enter.

5. Check "Minimum Payment of Bill" and the system will prompt that the setting is successful.

Borrow from Baihua 100, and set the minimum repayment amount. How much will it cost each month?

The flower garden page will be displayed, but there will be a certain handling fee for setting the minimum repayment, not too much.

If Bai Hua owes 1000, the minimum repayment amount is 100. How much should I change next month?

1000- 100=900

900*0.05%=0.45

From the date of next month 10 or 1 1, the interest will be 0.45 per day until it is paid off.

In addition, installment interest is related to the number of installments, accounting for 2.5% of the total amount of three installments, 4.5% of the total amount of six installments, 6.5% of the total amount of nine installments, and 8.8% of the total amount of 12 installment.