Whether you can apply for a credit loan with a monthly income of only two thousand depends on other personal circumstances. Most banks or loan companies can apply for credit loans with a monthly income of at least 2000 yuan. Not specific, but also depends on whether the individual has other assets. For example, if an individual has a real estate and car certificate, he can apply for a credit loan even if his monthly income is less than 2000 yuan.

If an individual has no real estate, no car and no monthly income of 2000 yuan, it is not good to apply for a credit loan in a bank. Because the conditions of bank credit loans are relatively high, the monthly income is generally more than 3000 yuan. However, in addition to banks, loan companies can also apply for credit loans, and loan companies do not require high monthly income of applicants. Generally speaking, if an applicant has a stable job and income and has the ability to repay, he can apply for a credit loan.

However, the cost of handling loans through loan companies is relatively high. I suggest you consider your actual economic ability and choose carefully.