Current location - Loan Platform Complete Network - Loan intermediary - If I want to use a commercial loan to sell a house, can the loan I applied for be directly transferred to the buyer?
If I want to use a commercial loan to sell a house, can the loan I applied for be directly transferred to the buyer?
The loan you applied for cannot be directly transferred to the buyer. Only you can sign an IOU or find an intermediary company.

Provident fund loan

Provident fund: refers to the long-term housing provident fund paid by local enterprises and institutions for employees.

Note: At present, all provinces and cities can borrow from provident fund accounts.

Provident fund loan preparation materials

Buyer: 1. Provident fund account number

2. Other mortgage loans (except income certificate)

Seller: ID card and title certificate.

Provident Fund loan process

1. The buyer transfers the provident fund account number, and goes to Hafang Real Estate Guarantee Company for verification (i.e. provident fund management center) for 3 days, and conducts on-site investigation.

2. Both parties shall go through the formalities at the provident fund management center.

3. Both parties shall submit documents to Hafang Real Estate Guarantee Company.

4. Both parties changed their names to Real Estate Exchange.

5. Both parties obtained evidence and lent money to Hafang Real Estate Guarantee Company.

Note: 15-20 working days can be completed in about 23 days.

Wang Yanfeng, agent of Harbin Good Family Real Estate Company, tel: 1393632242 1 (free consultation. Find me! !