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Is the Huinong loan from Agricultural Bank of China returned to principal every year?

Okay. Agricultural Bank of China Huinong Card loans with a repayment period of less than one year (inclusive) adopt the method of interest and principal repayment, and quarterly (monthly) interest settlement and principal repayment upon maturity. The contract period is 3 years, and the maximum loan year is 1 year. Borrow and return at any time. Agricultural Bank of China was established in 1951. The head office is located at No. 69 Jianguomennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit.