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Are pat loan and mobile phone loan together?
Hello, not together, both are loans, but they are two platforms, and you can apply for loans directly.

When choosing a platform, you need to pay attention to:

1. Determine the scale and duration of the loan, as well as the purpose, and screen a suitable platform for college students' loans.

The most important thing is to keep the interest rate as low as possible, because the loan interest rate is directly related to the borrower's economic interests. If the interest rate is too high, it is not worthwhile.

2. Compare whether each college student loan platform charges a handling fee. If so, what is the handling fee and whether it will be refunded.

3. After determining the college student loan platform, download the App, or log on to the website, register the account, fill in the information, and improve various materials.

For example, student ID card, ID card and bank card. Submit a loan application. Waiting for review, some will call directly to confirm themselves and the purpose of the loan.

Review loans. Some don't.