1. It is necessary to confirm clearly with the bank staff in time. If the loan for unknown reasons is not applied for by yourself, it will be cancelled.

2. Go to the intermediary for details in time. If the agent borrows too much money, it is necessary to discuss with the agent. If you are sure that the trustee borrows too much, don't choose to suffer. Even if you sign the contract, you can call the police and complain without knowing it or being cheated. If negotiation fails, the lender can calculate its annual interest rate. If you go beyond the law, you can take the loan contract to the court to sue the relevant institutions and use the law to safeguard your own interests.

The following are the conditions for applying for a car loan:

1. age requirement: the car buyer must be at least 18 years old and be a citizen of China with full civil capacity.

2. Stable occupation: A car buyer must have a stable occupation, fairly stable economic income or assets that can be easily realized in order to repay the loan principal and interest on schedule. Most of the easily realizable assets here refer to securities, gold and silver products, etc.

3. Deposit the down payment for car purchase: During the loan application period, the car buyer will deposit the down payment for car purchase below the bank limit into the account at the savings counter of the handling bank.

4. Provide bank-approved guarantee to the bank: If the personal account of the car buyer is not in the local area, joint liability guarantee shall also be provided. Banks will not accept mortgages set by car buyers for vehicles purchased with loans.

5. Acceptance conditions: car buyers are willing to accept other conditions that the bank deems necessary.

Million car purchase subsidy