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If there is an economic crisis and the RMB depreciates seriously, how can the previous loan to the bank be repaid?
As inflation intensifies and interest rates rise, it is inevitable that the interest on your repayment will also increase. As long as the government adjusts the deposit and loan interest rates, it will affect our lives, and loans are only more direct.

It is suggested to pay off the debt in advance with extra money without affecting the quality of life.