1, China Taiping has Qing Yu whole life insurance. The same type of incremental life insurance in the market only has an interest rate of 3%, while Qing Yu maintained the highest compound interest rate of 3.5% stipulated by the industry in 2008, and its wealth rose faster than others. The waiting period of other incremental life insurance is generally 180 days, while it only takes 90 days for Qing Yu to be 20 years old, with an extra 90 days to realize rapid asset appreciation. 2. whole life insurance: At present, the rising price will protect the value of wealth for a long time. After the payment is due for a certain period of time, the cash value will increase at a rate of about 3.5% per year, and the longer it takes. The higher the current price. The insurance premium will increase every year to hedge risks and protect the value of life. From the second policy year, the annual insurance premium will increase by 3.5% on the basis of the previous year, and the death or total disability insurance premium will be the annual insurance premium. Cash value and the proportion of premium paid, whichever is greater. Effectively deal with personal risks. You can choose two insured persons, and the inheritance of wisdom is controllable. Shi Sheng Jin Yue supports the establishment of two insured persons. If both parents and children are insured, the annual growth cycle of insurance coverage and current price in Shi Sheng and Jin Yue can be extended. When inheritance is needed, the double insured can be changed into a single insured through a series of operations, so that love and wealth wisdom can last for a long time, support policy loans, and make emergency preparations. 80% of the maximum loanable current price of policy loans in Jin Yue, Shi Sheng continues to grow, and the loanable amount is correspondingly increased to meet the urgent fund demand.