Materials to be submitted when applying for mortgage loan:

(1) individual housing loan application;

(2) Copy of identity documents (resident identity card, household registration book, military officer's card, passports of overseas and foreign natural persons with the right of abode in Chinese mainland, family visit cards, home visit cards and other residence documents or other identity documents);

(3) The borrower's certificate of stable economic income or other proof of solvency issued by the competent department recognized by the handling bank;

(4) Legal house purchase (overhaul) contracts, agreements and relevant approval documents;

(5) List of collateral or pledge rights and ownership certificate, certificate of consent to mortgage or pledge issued by the demolished person, and collateral evaluation report issued by an evaluation agency recognized by the loan bank;

(6) The written commitment to provide guarantee issued by the guarantor and the credit certificate of the guarantor;

(7) The borrower intends to provide pledged bank deposit certificates, voucher-type treasury bonds and other securities to the lending bank;

(8) Relevant certificates of self-raised funds used by the borrower to purchase (overhaul) the house;

(9) House sales (pre-sale) license or the property ownership certificate of the building (existing house) (copy);

(10) If the borrower's spouse and * * * both apply for a loan, they should clearly fill in the relevant information of the spouse in the loan application form, and show their marriage certificate and household registration book;

(1 1) Other documents and materials required by the lending bank.