If you have a credit loan that has not been paid off, as long as it is not overdue, it will not affect your personal credit, but the credit loan represents a debt. The bank loan needs to be evaluated according to your comprehensive qualifications, and you need to consider your work, education, credit history, debt, income and other aspects. Whether the house loan can be successfully handled in the end depends on the approval results of the bank.

If you need funds, you can consider a loan from Ping An Bank. You can log in to Ping An Pocket Bank APP- Finance-Loan-Housing Loan for details and try to apply.

Tips: The above are for reference only, subject to the review of the loan company.

Reply time: 202 1-09-22. Please refer to the latest business changes announced by Ping An Bank in official website.

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