Of course, the earlier the mortgage, the better, because the longer the mortgage, the more the repayment amount, and if it is repaid in advance, the interest will be much less. This is a very cost-effective thing. If you can repay the house loan in a short time, it means that you have found the focus of your whole life, so it doesn't matter if you repay the loan in advance and get married, the sooner the better.