How about China Bank issuing wage loans?
The loan amount is 2-3 times the annual income of employees, and in principle it does not exceed 500,000 yuan. Those who meet the standards of the third-class wealth customers of China Bank can increase the loan amount accordingly.
② The loan term is generally one year, which can be extended to three years depending on the purpose of the loan.
(3) The loan can be used for all legal and compliant consumer expenditures such as home improvement, car purchase, education and medical care, and shall not be used for non-declared purposes or personal expenditures prohibited by laws and regulations.
(4) recycling, as you use it.
⑤ Credit loan is adopted without mortgage guarantee. According to the needs of units and employees, flexible and simple guarantee methods such as unit guarantee and employee mutual insurance are adopted to maximize the loan amount.
China Bank Salary Loan Processing Flow
Recommendation method: Enterprises and institutions initiate applications, and Bank of China provides services on its own initiative, which will be started in batches.
(1) Enterprises and institutions demand from local China banks.
② China Bank collects employee information (identity certificate of the person and spouse, household registration book, marriage certificate, income certificate, loan purpose statement or supporting documents, etc.). ) and personally sign the relevant documents.
③ China Bank examines and approves employee materials, communicates with employees according to the examination and approval results, signs loan contracts and goes through loan procedures.
(4) Employees can use the money at any time as needed, and the amount of a single money will be restored immediately after all the money is settled.
The above contents are for reference only. Please consult the bank when applying. Because the requirements of local outlets vary from place to place, the agency loan of China Bank is here. When applying for a loan, please decide according to your repayment ability.