First of all, if you find an intermediary company to handle housing mortgage loans, the handling fee is very high, and many intermediary companies will raise the interest rate of mortgage loans, which may rise a lot on the basis of the benchmark interest rate. Generally speaking, they charge 3% of the housing loan as a handling fee. If the loan is 6.5438+0.5 million yuan, then the handling fee is 45 thousand yuan. In addition, the loan interest rate will be different according to the loan term and the situation of different banks, and the difference is still relatively large. The longer the general life expectancy, the lower the interest rate. In most intermediary companies, the mortgage interest rate will rise by about 20%-30%. Secondly, if you find an intermediary to handle mortgage loans and give your personal information, real estate license and entrustment certificate to the intermediary, the intermediary may use these materials to dispose of the house at will, and the safety will not be guaranteed. Therefore, when choosing an intermediary company, everyone must be careful to be cheated.

Second, is it safe to find an intermediary to handle real estate mortgage loans?

Spread out completely

Find the safety of a regular store.

3. Which intermediary company of Hangzhou housing mortgage loan is more reliable?

Intermediaries also handle banks. Go to the bank by yourself. Some banks have different interest rates. Some banks also need a loan company as an intermediary to handle it for you, which is more convenient. Going to a bank is the same as meeting friends or dealing with talents from a bank. I don't know if this is the case on my side,

4. Is it reliable for an intermediary to handle mortgage loans?

If it is an intermediary that the CBRC can find, it is generally more reliable.