Current location - Loan Platform Complete Network - Loan intermediary - I work in a private enterprise. I want to buy a house recently and want to borrow money from the bank. What formalities do I need?
I work in a private enterprise. I want to buy a house recently and want to borrow money from the bank. What formalities do I need?
Procedures for bank loan: ID card, household registration book, information about your current intention to buy a house, copy of the house, marriage certificate (or proof of marital status "Civil Affairs Bureau"), income certificate, company seal, and your application form for qualified house purchase permit under the current national purchase restriction order. Hehe, in fact, it is very simple to borrow money from the country before the game. Then, why don't you have proof of income? It's because you complicate the simple things. Although the company is its own, just pretend to be low-key. It's just a small target purchase loan, don't show off your wealth. That will make bank lenders ask you to open more assets and property credit certificates and communicate with bank loan officers in order to ensure the risk control of lending. According to the requirements of state-owned bank loan audit, the annual salary will be changed to the salary that is most suitable for them to lend, because you said that the company was opened by your family. All right. Then you have to hand in the tax-paid invoice and a copy of the company license for nearly three months. So, you are too nervous to borrow money from the country. Now all the people in China are doing business, and many of them have their own companies. We are taxpayers, so the country can only enjoy this financial benefit. Therefore, loans are not necessarily packaged as much as possible, but to meet their basic loan requirements. According to their requirements, it will be easy to compound the basic requirements of the CBRC. . .