Hello, count. At present, there are many platforms that can provide small loans, and the amount is basically between 5 million and 300,000. You can apply through banks and online loans. Although the amount of microfinance is lower than other loans, it is very popular because of its fast lending and flexible lending. As long as you choose a regular big platform, and the security of funds and information is guaranteed, you can use it with confidence.

It is recommended to use rich flowers, which is a credit brand of Xiaoman Finance. Provide users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Financial APP (click on the official calculation). Consumer loans with money to spend, with a daily interest rate as low as 0.02%, have the characteristics of simple application, low interest rate, quick lending, flexible loan repayment, transparent interest rate and strong security.

I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements.

1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide installment loans to students at school. If you are a student at school, please give up the application.

Information requirements: You need to provide your second-generation ID card and your debit card during the application process.

Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.

This answer is provided by Youhuahua. Due to objective reasons such as the timeliness of the content, if the answer content is inconsistent with the actual interest rate calculation method of Youhuahua loan products, the display on Xiaoman Financial APP- Youhuahua Loan website shall prevail. I hope this answer is helpful to you.

How to repay in advance after buying a mobile phone by stages in official website?

Choose prepayment directly at the repayment place.

To buy a mobile phone by installment, both parties need to sign an installment sales contract and stipulate the amount to be paid in each installment. If the consumer pays the payment in advance and there is no adverse effect on the operator, the operator shall accept it.

For example, installment payment is purchased through loans from banks or other credit institutions, which belongs to consumer loans, and is not a strict sense of installment payment to buy mobile phones. Repayment of consumer loans shall be handled according to the installment loan contract of both parties. If there is no agreement in the contract, the lender may apply for prepayment.

pay by Installments

Bank's installment repayment is an installment repayment business launched to avoid penalty interest according to the total consumption limit when customers can't repay the overdraft amount of credit cards at one time.

Compared with installment payment, installment payment is different in application procedure and application scope. For example, if Xiao Li wants to buy a mobile phone by stages, he will go to a store that cooperates with a credit card.

The installment repayment business does not need to specify the place and category of consumption. If the customer realizes that he can't repay in full on time after swiping the card, he can call to apply. However, it should be noted that the handling fee for installment repayment is higher, which is generally higher than the commercial loan interest rate in the same period.

What kind of loan is consumption installment?

Consumption staging is a staging platform.

At present, all platforms have complete products. Many local staging platforms also provide some local offline service staging services, which are more in line with the local people's purchasing needs on the original basis. However, some staging platforms are accused of lack of bank supervision or high interest rates.

Therefore, it is best to have a commodity-oriented whole, formal banking supervision, and an interest-free installment payment platform! Hi installment platform is a credit card installment consumption platform. All payment behaviors are supervised and supported by banks, and payment is absolutely safe.

There are many kinds of commodities and complete basic commodities, all of which are genuine through formal channels, and they regularly enjoy the three-guarantee service, covering all kinds of local life services (currently limited to Chongqing, and will be extended to other cities in the future). All goods can be purchased by installment, and they are interest-free. It is a real 1 yuan interest-free installment mall.