What are the app seconds for microfinance?
1.e electricity loan
E-point loan is a credit product of Yin Bei Consumer Finance Group. Customers can apply for a loan of 50,000 yuan, which can be used until 65,438+February. To apply for e-sub-loan, customers must have excellent water conservancy qualifications, a stable source of income, and be at least 20 years old.
E The minimum daily interest rate for sub-loan is 0.03%, which is suitable for loans with loans and repayments. However, customers must be reminded that there is no E-point loan channel in Xinjiang, Qinghai and Tibet, and customers in these three regions cannot apply for loans.
Step 2 lend it to you
Lending you a loan is a micro-loan enterprise product under Baidu Financial Group, with a maximum loan amount of 50,000 yuan. If you want to apply to lend it to you, customers must be at least 22 years old and bring their real name verification. The mobile phone number has been used for about one year, and the personal credit information is excellent, and there is no serious overdue stain record.
The minimum daily interest lent to you is 0.04%. After the loan is successful, the loan will be fast 1 minute.
3.JD.COM gold bars
JD.COM Gold Bar is a consumer personal credit loan enterprise product under JD.COM Financial Industry Group, which is similar to Alipay's loan. Customers can use it directly in JD.COM. You can apply for the internal structure of the financial industry, or you can download the JD.COM Financial Industry APP to apply for a loan. The maximum credit line brought by JD.COM Gold Bar to customers is 200,000 yuan, which can be divided into 12 installments at most.
Definition of Microfinance
Micro-credit is an extension of micro-credit technology and practical application. Microfinance in China: Key services: agriculture and animal husbandry, rural areas, farmers, farmers. Small and medium-sized enterprises. Set up small loan companies, rationally concentrate some private assets, standardize the private lending and sales market, and reasonably solve the three rural issues. Private enterprises have difficulty in financing.