Where did it come from?

2. Can I get a loan just by ID number, name, home address and telephone number?

If you want to get a loan from a regular bank, it is not enough to rely on these things. The bank mainly makes sure that you have real estate as a mortgage. If you borrow money online, you need someone to hold an ID card to get a loan. You don't have to worry too much about others taking your information to get a loan.

3. Can I get a loan with my ID number, mobile phone number and name?

Basic information such as name, mobile phone number and ID number, in fact, I don't know how many hands have been sold in the current Internet age. Basically, it's all telemarketing or ... as for whether I can get a loan, I personally think the possibility of this existence is very low. First of all, the current bank loan process needs my original ID card, and I need to fill out forms and so on.

Secondly, at present, the formal loan app basically needs my ID card photo and mobile phone number verification code. As long as the mobile phone number verification code and my ID photo are not disclosed, the basic possibility is very small.

And now many loan apps don't support uploading photos of my hand-held ID card, they are all uploaded directly. In addition, the informal loan process is also indispensable. Therefore, we have never seen an example of getting a loan just because the name, mobile phone number and ID number were leaked.

Can a stranger get a loan if he knows my name, ID number, mobile phone number and address?

No, the bank requires the borrower to have a second-generation ID card, a certificate of stable work, a certificate of income and a certificate of loan use; Personal credit income also has certain conditions, not less than 4000 yuan. After submitting the relevant application materials, the loan is 5-8 times that of silver.

At present, some small and medium-sized loan companies can save a lot of loan conditions, but at least they must have their own ID cards to handle them in person, so don't worry.