You can't add a child's name to a house with a provident fund loan. You can't add the child's name until you pay off the loan.
Second, can a person buy a house with a provident fund loan in someone else's name?
You can add a name to the provident fund after buying a house.
The application conditions for provident fund loans are:
Have a permanent and valid account in the town where the loan is located, and can provide a valid residence certificate;
The housing accumulation fund has been continuously paid for more than 6 months before the loan, and the accumulated deposit time of the accumulation fund cannot be less than 12 months;
The self-financing of the first suite reaches more than 30% (including 30%) of the total price of the purchased house, and the first home loan below 90 square meters is only 20%;
The borrower has a proper job and a stable income, a fixed monthly salary and a clear intention to repay the loan;
Sign a house purchase contract or contract with the sales office;
Meet other conditions stipulated by the trustor and the trustee.
Third, can you add a name to a house with a provident fund loan?
For the name of the house, both parties apply to the real estate registration center for renaming, and then go to the notary office for notarization. Finally, they applied for the handling fee of 1 10 yuan. The details are as follows: the production fee of 80 yuan, the cadastral map fee of 25 yuan and the sticker fee of 5 yuan. Specifically, they need to go to the local real estate registration department.
legal ground
Article 21 of the Provisional Regulations on the Registration of Real Estate
Registration is completed when the registered items are recorded in the real estate register. Upon completion of registration, the real estate registration agency shall issue the certificate of ownership of real estate or registration certificate to the applicant according to law.
Article 60 of the Urban Real Estate Management Law
The state practices a system of registration and certification of land use rights and house ownership.
Fourth, can the provident fund loan be added to buy a house?
Legal analysis: Under normal circumstances, houses bought by provident fund loans can also be named, as long as both parties agree. At present, it does not interfere with the disposal of the other party's loan to buy a house. This means that laws and regulations do not clearly stipulate whether to add a name after buying a house with a provident fund loan. But if you want to add a name, you need to pay off the loan before you can add it. If * * * someone is a spouse, you can apply for a change in property rights registration.
Legal basis: Article 27 of the Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund. Applicants who apply for housing provident fund loans shall provide guarantees.