In our daily life, when we need money, we can withdraw the provident fund if we meet the conditions for withdrawing it. I. What is the withdrawal process of Shenzhen Provident Fund? I. Withdrawal process official website made an appointment to withdraw 1. Modify the initial password of housing provident fund account: employees can log in to the online service hall of Shenzhen Housing Provident Fund Management Center to modify it directly. If it has been modified, you can skip this operation. 2. Online appointment for withdrawal of provident fund: staff → log in to official website → log in to the service hall → log in (with digital certificate/key) → click on the "Withdraw Business Appointment" module → fill in information → make an appointment for processing time and place. 3. Handling withdrawal: the applicant → holding the required application materials → the counter of the bank outlet handling the housing provident fund business → business settlement. 2. What is the monthly withdrawal amount of Shenzhen Provident Fund? (1) Monthly deposit amount of rent withdrawal application × 65% × withdrawal month. The extractable month is the number of months from the month following the last extraction to this extraction; If the withdrawal business has never been handled, it is the number of months from the initial deposit to the current withdrawal. (2) To repay the loan, the monthly withdrawal amount of the first suite is the actual monthly repayment amount, and the monthly withdrawal amount of the second suite is 60% of the amount payable in the month of application. Repayment once a year can be traced back to the unpaid amount of the previous 24 months at most. (three) other housing consumption extraction applications should be paid monthly × 40% × extractable month. The extractable month is the number of months from the month following the last extraction to this extraction; If the withdrawal business has never been handled, it is the number of months from the initial deposit to the current withdrawal. Third, the proportion of Shenzhen housing provident fund to repay the principal and interest of housing loans. When employees and their family members have only one set of housing in total, the monthly withdrawal amount shall not exceed the actual repayment amount of employees last month; Employees and their family members who own two or more houses may apply for the withdrawal of any one house, and the monthly withdrawal amount shall not exceed 60% of the amount payable in the month of application, and shall not exceed the actual repayment amount of employees last month. The third house purchased after September 30, 20 10 is not refundable.

Legal objectivity:

1. How to handle the transfer formalities of housing accumulation fund in Shenzhen 1? In the case of transfer in Shenzhen, I hold my ID card, housing provident fund card and the "Shenzhen Housing Provident Fund Employee Account Transfer Application" issued by the transfer unit and stamped with the official seal, and deposit it at the bank outlet of the transfer unit. 2. If you move to another place, after a new provident fund account is set up for you in a new unit in another place, I will go through the relevant formalities in Kunshan Sub-center with my housing provident fund card, ID card, employment notice of the transferred unit (labor contract or transfer certificate) and the transfer certificate issued by the housing provident fund management institution in the transferred place. Second, how to handle the transfer procedures of housing provident fund (1) The certificates and materials that should be provided when applying for transfer 1. Internal transfer: refers to the transfer of employee housing provident fund accounts between units that handle the deposit in Chengdu Housing Provident Fund Management Center. It should provide: the certificate of housing provident fund issued by the new unit (including employee's name, ID number, employee's personal account number, company account number and bank where the account is opened), and the notice of transfer of housing provident fund filled out and sealed by the original unit). 2. External transfer: refers to the transfer of employee's housing provident fund account when the new unit transferred from the employee pays the housing provident fund in the housing provident fund management institution outside the housing provident fund management center. Materials to be provided for the audit in the center: the certificate issued by the new unit and confirmed by its housing provident fund management institution (including employee's name, ID number, employee's personal account number, company account number and bank where the account is opened), and the application for "employee housing provident fund transfer (off-site)" issued by the original unit; When you go to the original deposit bank, you must provide proof and materials: the application for transfer in different places reviewed by the center, and the notice of transfer of housing provident fund filled out and sealed by the original unit). (2) Transfer-out process of provident fund 1. Internal transfer: the transferred employee provides the new housing provident fund certificate to the original unit → the original unit holds the completed Notice of Housing Provident Fund Transfer and the transfer cheque directly to the deposit bank → the bank handles the transfer of employee housing provident fund account. 2. External transfer: the transferred employee provides the housing provident fund certificate to the original unit → the original unit submits the employee's housing provident fund transfer application to the center for review with the housing provident fund certificate issued by a different center → the center reviews and issues an audit opinion → the original unit submits a complete notice of housing provident fund transfer, and the central audit opinion and bank wire transfer form go to the bank to handle the transfer formalities for the employee → the housing provident fund is deposited in the bank to handle the employee account transfer.