According to official website of China Construction Bank, CCB Express Loan is a personal consumption loan product, which can be used for personal consumption, car purchase and tourism. In terms of repayment method, CCB Express Loan provides the option of repayment by installments, and borrowers can choose the appropriate repayment period according to their own needs and repay by installments according to the agreed time. This can reduce the repayment pressure of borrowers and better manage their financial situation.