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Is the discount for buying a car with a loan the same as that for buying a car in full?
Generally speaking, the preferential treatment has nothing to do with the payment method, but it does not exclude the preferential policies given by cooperative banks. If you have both, you can achieve the effect of 1+ 1=2. As a car dealer, no matter what way, he will pay the car in one lump sum. If it is a loan to buy a car, only your relationship with the bank is left, and you have nothing to do with the car dealer.

If you want to buy a car at a discount, I have some suggestions. See if I can help you or suit you.

1, choose the time, generally speaking, the time of each month is the most likely. Some sales managers or car dealers may cut meat because they have to catch up with the sales tasks of the month, and the preferential margin will be appropriately increased.

2, find the right person, the same sales manager, some can get a big discount, some can't, can get a big discount is often the best sales performance in the garage. You can try. In addition, there is another kind of person who is a department manager, a vice president or a boss with a higher level than the sales manager. They have certain rights to give greater discounts than front-line salespeople, but it is generally difficult to find them.

3. Join a tour group. Generally, car dealers with more than 5 people will receive it. You can sign up through the internet or the local auto club.

4, relying on eloquence, this is the only responsibility, some people are good at bargaining, you might as well find a master to accompany you.

5, mentality, to maintain a calm state of mind, can not be very anxious, anyway, there are many 4S stores and many types of cars, you can choose slowly, you will find that sales will often contact you by phone, then your opportunity is coming.

6. Don't accept the gift package from the dealership as a gift. Compared with the market, the quality of these things is not good, but the price they give you is high. You can ask them to directly change it into RMB for you, which is the most cost-effective.

The above is personal experience, I hope I can help you.