In the application stage, the borrower must fill in the loan purpose, loan amount, collateral and income in detail, accurately and truly; Loan review The loan investigator will conduct a preliminary review of the borrower's needs and qualifications. If the information at the time of pre-trial is true, there will be a telephone survey if it is preliminarily judged that there are potential matching lending institutions; The network administrator will send an on-site message to the borrower to inform him of the pre-trial results. A. If the borrower has good qualifications and a matching lending institution, the online loan will be directly recommended to the cooperative institution; B. If the borrower is not qualified enough, or can't match a suitable institution temporarily, the online loan system will screen the borrower's loan demand and post it online to find more loan opportunities for him; After re-examination, the bank that needs to contribute to sign the contract will take the initiative to contact the borrower to understand the relevant situation and communicate the details such as the specific loan interest rate, term, amount and repayment method. The two parties will sign the relevant contract after consultation.

Second, what is the general online loan process?

Enterprise loan enterprises have passed the strict examination of Rongrong.com platform, published it on Rongrong.com for search, chose the time suitable for them, returned the principal to investors, and repaid the interest as promised.

Third, what is the formal process of online lending?

1. Registration: After the investor logs into the website of the selected online lending platform, reads and agrees to the service agreement and rules, he fills in the relevant information such as user name as required, and finally clicks the "Free Registration button" to complete the registration.

2. Login account: After registration, click Login on the homepage of online lending platform, enter the registered user name/email address and password, and click Login to enter the homepage of my account.

3. Real-name authentication: Enter the ID number and real name as required (investment can only be made after real-name authentication).

Fourth, improve personal data, apply for VIP, add and modify bank accounts, and withdraw cash for recharge.

Verb (abbreviation for verb) password modification, reset and protection.

Extended data:

First, don't try to borrow money.

2. Interest-free loan: if the interest is not agreed in advance or the agreement is not clear, it is regarded as an interest-free loan; For prepayment, unless otherwise agreed, the interest shall be calculated according to the actual loan term; It is not protected by law to include interest in the principal to calculate compound interest, that is, compound interest (especially when writing IOUs).

Third, try to choose a formal lending institution: apply for a loan through bank channels, apply through mobile banking, or check whether you are qualified to apply.

Four. In case of doubt, choose another place: in case of charging fees and interest in advance, please choose another place, because it is likely to be a trap. Don't disclose your personal information easily without verifying the authenticity of the lender's information.