Why didn't the lightning loan of China Merchants Bank pass the examination and approval?
Just because China Merchants Bank's lightning loan has a quota does not mean that it can be loaned. China Merchants Bank's lightning loan has very strict requirements for personal credit information. When applying for China Merchants Bank lightning loan, China Merchants Bank lightning loan will check the applicant's personal credit information as the basis. If the applicant has a bad personal credit record or a large number of online loan records exist in a short period of time, China Merchants Bank will think that there is a certain risk of insufficient funds in a short period of time and will refuse the loan.
China Merchants Bank's lightning loan, because of personal credit problems, is heavily in debt and cannot be borrowed. If you want to get a loan from China Merchants Bank, you must keep a good personal credit report and reduce your personal debt, so that you can get a successful loan.