Bank of China: Great Wall Card Business Card, Bank of China Card Agricultural Bank: Jinsui Dual-currency Credit Card Industrial and Commercial Bank: Peony Dual-currency Credit Card Construction Bank: Longka Dual-currency Credit Card Bank of Communications: Pacific Dual-currency Credit Card, recently launched Liuxiang Card Guangfa Bank: True Love Card, MF Card, Conventional Card Pudong Development Bank: Waka Industrial Bank: Garfield Minsheng Bank: ID Card Credit Card Everbright Bank: Fuka Merchants Bank: China CITIC Bank: Mingxing Card Shenzhen Development: Shenzhen Development Credit Card. Everyone has a credit card, as long as they meet the requirements. The main conditions for applying for a credit card are: ① 18-60 years old; 2 have a stable job and income; (3) The necessary application documents are copies of identity certificates and work certificates; (4) Provide other financial vouchers. The specific application materials are as follows: 1. Proof of identity: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and soldiers need to provide a copy of their ID cards; 2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the promoter; 3. Proof of financial resources: it can be the payroll record issued by the bank, or the income tax withholding certificate, or the market value certificate of the house, car, deposit and investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. 4. Other documents for reference include: social insurance personal account list in the last 6 months, water and gas bills, credit card bills of other banks, etc. As long as it meets the conditions, it can be handled.
Credit card introduction of China's top five banks?
ICBC Credit Card, China Bank Credit Card, China Construction Bank Credit Card, Agricultural Bank Credit Card and Bank of Communications Credit Card.
1, ICBC credit card
ICBC Credit Card is the credit card with the highest circulation in China. At present, ICBC credit cards mainly include: Peony International Credit Card, Peony Credit Card and Peony Credit Card; According to the brand of ICBC credit card, it is divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
2. China Bank Credit Card
China Bank Credit Card is an international standard credit card with one card and two currencies, which is universal. Without prepayment, you can easily use your card at home and abroad within the limit and enjoy an interest-free loan for up to 50 days. Bank of China has overseas branches in 20 countries and regions around the world.
You don't need a guarantor, deposit or cash deposit to apply for China Bank Credit Card. You only need to fill in the China Bank Credit Card Application Form and attach copies of identification documents, permanent residence documents and proof of financial resources to apply for the China Bank Credit Card.
3. CCB Credit Card
CCB Credit Card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card.
4. Agricultural Bank Credit Card
Jinsui Credit Card is based on creating a new life and experience for cardholders, aiming to become the most trusted credit card brand for cardholders.
With innovation as the main line, Jinsui Credit Card has successively launched a series of products such as standard cards, business cards, platinum cards, various regional co-branded cards and special cards for different customer groups, leading the needs of different customer groups.
In addition to providing a series of intimate services, such as increasing the temporary limit at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, timely notification by SMS, optional consumption password, emergency assistance, and various repayment methods. Combine the advantages of outlets, networks and products all over urban and rural areas to form a strong functional advantage.
5. Bank of Communications Credit Card
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user orientation is "a group of people who have ideals and pursuits for life and career, know how to enjoy life, are more willing to struggle, and sometimes have the need to study, do business, investigate or travel abroad."
Bank of Communications credit cards are also a group of people with high living standards who are willing to try new consumption habits. Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC. It brings together the advantages of global and local countries, advocates a brand-new consumer culture and card experience with the theme of "China People's Global Card", and provides preferential and thoughtful services all over the world.
Baidu Encyclopedia-ICBC Credit Card
Baidu Encyclopedia-China Bank Credit Card
Baidu Encyclopedia-CCB Credit Card
Baidu Encyclopedia-China Agricultural Bank Credit Card
Baidu Encyclopedia-Bank of Communications Credit Card
What high-end credit cards does China Bank have?
Bank of China Great Wall American Express Private Bank Card, Great Wall Global Unlimited Card, World Pole Credit Card and UnionPay Diamond Card are high-end products that invite customers. If you need to apply, please consult your financial manager.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
Cardholders must see clearly: the advantages and disadvantages of credit cards in major banks, application conditions and suitability for people.
Advantages and disadvantages of PK in the four major banks
I. Industrial and Commercial Bank of China
Netizens claim to be the first line in the universe-not taking the usual path. ICBC is approved by the local card department, not the credit card center.
First of all, ICBC has a so-called star rating as a reference value for card approval. If you have a savings card in ICBC, you will have a so-called star rating. If you have no business dealings with ICBC, you will not have a star rating. This is only used as a reference value and does not affect the audit.
Advantages:
There is no handling fee for withdrawal; The amount has increased rapidly; Consumption SMS reminder is free; Consumer passwords can be selected in three ways: all transactions do not require passwords; A password is required for transactions exceeding the limit; The longest interest-free period is 56 days; If it is not fully repaid, no interest will be charged on the repaid part.
Disadvantages:
It can be said that there is basically no discount, and the points are useless.
Materials for card preparation: ID card, bank account, car fare and real estate. If you want a high credit card, please deposit at least 50,000 yuan on a regular basis and do it after one week.
Second, the Construction Bank:
It is a friendly bank among the four major banks, and it is easier to get a card. The quota is not bad
Advantages:
The application threshold is low; Some cards can be washed for free; There are relatively many preferential merchants; Points can be exchanged for mileage; Staging does not occupy the quota; Brush 3 times free of annual fee.
Disadvantages:
No SMS notification; Short interest-free period
Preparation materials for card application: ID card, bank account, car fare, real estate, time deposit and card application.
Suitable for the crowd: it is a great benefit for car owners and foodies! If you are one of them, then do it decisively!
3. Bank of China:
The biggest and meanest bank, (no one, I don't tell the advantages of ordinary people:
Integral is valuable; Many outlets; There are SMS reminders; There are also many preferential activities.
Disadvantages:
The card threshold is high; You can only apply for two withdrawals a year; Attach great importance to deposits; Supplementary cards need to be repaid separately.
Preparation materials for card application: ID card, bank account, work certificate and RMB deposit of BOC.
Suitable for the crowd: trapeze! I can't think of a better word, I'm drunk ~)
Four. Agricultural Bank:
There are many merchants who cooperate with the Agricultural Bank of China card and many co-branded cards, which can be said to be relatively close to the people.
Advantages:
Many activities; Many outlets; Quickly increase the amount; 56 days interest-free period; Free SMS reminder; There are credit card customers, business travel and professional services.
Disadvantages:
High threshold; The quota is low, and the quota for applying for 500 cards is too much; Long approval time; Integer 0
Application materials: ID card, bank account, work certificate, social security card, and it is necessary!
Suitable for the crowd: of course, the rest can also be considered ~
Verb (abbreviation of verb) China Merchants Bank:
Apart from ICBC, it is the best credit card of China Merchants Bank, with the number of cards issued in 20 14 ranking first in China.
Advantages:
1. Excellent service (even if you owe money. . . 2. The quota is relatively high; 3. Humanized amount; 4. There are many activities. 5. All card bills are integrated.
Disadvantages:
1. Some online shopping limits are only 500; Yuan Cai 1 integral; 3. Most online shopping has no points.
Materials for card preparation: ID card is enough (compared with the above banks, do you think it is the same as "angel"? )
Suitable for people: 18-60 years old!
6. China Everbright Bank:
One of the more popular banks has a large number of credit card users and its activities are very strong.
Advantages:
1. The card face looks beautiful. 2. Low threshold; 3. There are many activities; 4. Brush 3 times for free annual fee; 5. Free SMS reminder; 6. Online shopping has points
Disadvantages:
1. The installment fee is very high; 2. There are almost no exits
Application materials: ID card is enough.
Suitable for the crowd: suitable for young people who love online shopping and entities (entity discounts are still quite powerful)
Seven. Industrial Bank:
A relatively distinctive bank, the credit card application amount is not bad.
Advantages:
1. Gold card can enjoy the airport VIP room; 2. The integral is permanently valid and not cleared; 3. Points can be exchanged for mileage; 4. The minimum monthly repayment amount is 5%, and the average bank is 10%.
Disadvantages:
1. There are no 400800 telephones; 2. Less outlets; 3. Relatively speaking, I discriminate against rural hukou and men, and like sister paper (I have been discriminated against! )
Materials for card application: ID card, bank account, financial certificate, credit card of other bank (if any).
Suitable for people: friends who often fly and don't want to pay the annual platinum card fee.
8. Bank of Communications:
The credit card approval rate of this bank is particularly good, and almost all of them have passed. Once I applied for a card online, and received an approval message 15 minutes after I applied for the card.
Advantages:
1. The threshold is very low; 2. The initial amount is very high; 3. Many discounts; 4. Easy repayment.
Disadvantages:
1. Only the system can actively withdraw the amount, and it is not allowed to apply for withdrawal and manual intervention; 2. Pit SMS reminder fee; 3. The withdrawal fee is very expensive; 4. Full penalty interest; 5. Strict risk control.
Application materials: ID card is enough.
Applicable people: because there are many activities, it is suitable for all friends who love to take advantage ~ but it should be reminded that there are not many discounts for these activities! Don't lose big because of small things.
9. CITIC Bank:
A bottomless bank, nothing, I like to make some small mistakes.
Advantages:
1. More activities; 2. Fudge customer service to get a lifetime free annual fee; 3. The integral is easy to obtain; If the card is used well, there will be so-called "credit fund" and "new express" business, and more money can be used to roll wool!
Disadvantages:
1. The installment fee is very high; 2. Pit SMS reminder fee; 3. The interest-free period is not long; 4. Risk control is very strict. I'll call you when I'm free and ask what you just bought with your credit card (my general answer is: it's none of your business, who are you? )
Card preparation materials: an ID card is enough, and a credit card is more advanced.
Applicable people: because there are many activities, it is suitable for all friends who love to take advantage ~
X. Ping An Bank:
This guy used to do insurance, but now he runs a bank. Automobile production is their mother!
Advantages:
Hourly road rescue; 2. There are many accident insurance and hospitalization subsidy insurance. (I have become a bank and still can't change the style of selling insurance! ); If you have a car, your quota will increase; 4. There are many activities
Disadvantages:
1. SMS reminder fee; 2. The integral is worthless; There are many advertisements
Materials for card preparation: automobile production, ID card, credit card of other banks, bank running water.
Applicable people: car owners and friends who love to travel.
How's it going? I believe you have read them all, but haven't you seen such a complete collection of credit cards? Of course, the contents introduced here are only personal opinions and experiences. It is better for everyone to choose a credit card according to their own ideas!
Credit card inventory of China Merchants Bank
China Merchants Bank has various types of credit cards, so what are the characteristics of these credit cards and which one is more popular? I believe many card friends have doubts in this regard. The following is the large inventory of China Merchants Bank's credit cards, sorted from high to low.
Paragraph 1: China Merchants Bank Youth Card (Youth Edition)
1. Annual fee: (1) The annual fee is 100 yuan;
(2) The annual fee is free in the first year, and the card is swiped 6 times, with no limit, and the annual fee is free in the next year.
2. Cash withdrawal amount: (1) 100% credit line;
(2) Free handling fee for the first withdrawal every month.
3. Application conditions: (1) Only customers under 30 years old (including 30 years old) and not student customers;
(2) Suitable for newly graduated college students.
4. Equity: (1) The bill can be repaid in installments and enjoy an interest-free period of 50 days;
(2) The consumption points in the birthday month are twice that in the normal month.
The second type: China Merchants Bank standard credit card.
1. Annual fee: (1) The annual fee for ordinary cards is 100 yuan/gold card 300 yuan;
(2) The annual fee is free in the first year, and the card is swiped 6 times, with no limit, and the annual fee is free in the next year.
2. Cash withdrawal amount: (1) 50% of the credit line;
(2) Enjoy a withdrawal fee as low as 1%, with a minimum of 10 yuan per transaction.
3. Application conditions: The assets in all personal accounts of the same branch of China Merchants Bank (including the sum of the market values of the current++period, current account, "Yinzhengtong", "Yinjitong" and certificate-based treasury account) can be applied when the total amount is converted into RMB 500,000.
4. Equity: (1) interest-free installment repayment goods; Enjoy an interest-free repayment period of up to 50 days;
(2) Repayment on time can accumulate personal credit;
(3) Credit card spending can accumulate points. Even if the points are not used in the current month, they can be used in the next month, which is permanently valid.
The third type: China Merchants Bank Visa full currency card.
1. Annual fee: free of annual fee for life.
2. Cash withdrawal limit: (1) 50% of the credit limit;
(2) No matter when and where cash is withdrawn or consumed, the foreign exchange handling fee of 15% is exempted.
3. Application conditions: (1) You can apply at the age of 18;
(2) Suitable for overseas travel and overseas online shopping users.
4. Equity: (1) can be used in consumption abroad, and 15% foreign exchange formalities are exempted;
(2) Only VISA transactions are supported.
Fourth: HelloKitty fan credit card.
1. Annual fee: (1) The annual fee is 100 yuan;
(2) The annual fee is free in the first year, and the card is swiped 6 times, with no limit, and the annual fee is free in the next year.
2. Cash withdrawal limit: 50% of the credit line;
3. Application conditions: (1) You can apply at the age of 18.
(2) The card design is cute and interesting, suitable for young girls.
4. Equity: (1) High-priced goods can be paid in installments, with simple procedures and no extra interest;
(2) Enjoy an interest-free repayment period of up to 50 days.
Fifth: China Merchants Bank GQ co-branded credit card.
1. Annual fee: (1) The annual fee is 100 yuan;
(2) The annual fee is free in the first year, and the card is swiped 6 times, with no limit, and the annual fee is free in the next year.
2. Cash withdrawal limit: 50% of the credit line;
3. Application conditions: You can apply at the age of 18.
4. Rights and interests: (1) Read GQ e-magazine for free at the same time.
(2) High-priced goods can be paid by installments, and the handling fee rate starts from 0.66% per month;
(3) Enjoy an interest-free repayment period of up to 50 days.
Sixth: 30th Anniversary Edition and Card of China Merchants Bank
1. Annual fee: (1) The annual fee for ordinary cards is 100 yuan/gold card 300 yuan;
(2) The annual fee is free in the first year, and the card is swiped 6 times, with no limit, and the annual fee is free in the next year.
2. Cash withdrawal limit: (1) 50% of the credit limit;
(2) Free handling fee for the first withdrawal every month.
3. Application conditions: You can apply at the age of 18.
4. Rights: Within two months after issuing the card, if your card meets the standard, you can get 1000 credit card points from the Pocket Life APP.
The above is the large inventory of China Merchants Bank's credit card. I hope everyone can learn something. Cardholders who want to apply for a China Merchants Bank credit card can choose one that suits them.
What kind of credit cards do banks in China issue?
Bank of China has issued many credit card products, including: Personal Jinpu Credit Card, Platinum Credit Card, Unlimited Credit Card and American Express Card. You can find out through the official website of Bank of China ()-Bank Card-Credit Card Products.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
This is the end of the encyclopedia of bank credit cards and the introduction of credit card names of various banks. I wonder if you found the information you need from it?