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Yichang provident fund loan interest rate
about 3.25%.

When applying for housing provident fund loan, the lender needs to submit a written application to the bank, fill in the housing provident fund loan application form and truthfully provide the following information:

Proof of the applicant's and spouse's housing provident fund deposit;

the identity certificate of the applicant and spouse (referring to the resident identity card, permanent residence booklet and other valid residence certificates) and the marital status certificate;

proof of stable family income and other proof of creditor's rights and debts that have an impact on repayment ability;

valid documents such as contracts and agreements for housing purchase;

collateral used for guarantee, pledge list, ownership certificate, certificate of consent of the person who has the right to dispose of mortgage and pledge, and collateral valuation certificate issued by relevant departments;

the provident fund center requires a third-party guarantor to provide the guarantee and pay the guarantee fee, and the borrower, the lender and the third-party guarantor * * * sign a tripartite contract;

other information required by the provident fund center.