What if everyone believes in IOUs?

The consequences of app's failure to repay are as follows:

1. There will be a penalty interest. If everyone thinks that loans overdue has won, there will be corresponding penalty interest.

2. The address book was exploded. If everyone believes in loans overdue, it will explode.

3. Credit report. If you don't pay it back within the time limit, it will affect your personal credit, which will lead to being rejected when you handle credit business in the bank in the future.

4. Be sued. If everyone thinks loans overdue, they will be prosecuted.

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