The interest paid in 1 month is: 7337.5; The repayment principal of 1 month is: 5291.4; Since then, the monthly interest repayment amount has decreased and the principal has increased. (without considering the adjustment of interest rate in the middle).
Universal payment business is a micro-credit business based on the credit evaluation of credit card (personal card) holders or applicants, with credit card (personal card) as the carrier of payment or repayment.
The universal fund business is open to screened high-quality customers, and the universal line is the credit line of cash installment repayment granted by Shanghai Pudong Development Bank to eligible cardholders/applicants according to their credit evaluation.
The universal fund payment method is to transfer to the account with the same name provided by the customer. Among them, less than 40,000 yuan.
You can transfer money to any customer's account with the same name, and the transfer of more than 40,000 yuan must be transferred to the customer's bank card account with the same name in Shanghai Pudong Development Bank. The repayment method of the universal fund is to repay the monthly bill through the credit card of Shanghai Pudong Development Bank. The use of this money is limited to personal consumption, and it shall not be used for non-personal consumption purposes such as investing in stocks, funds or real estate markets.
Number of universal fund periods and commission rate (total commission rate):
3: 2.7%, 6: 4.98%, 12: 9.57%, 24: 18.98%, 36: 29.35%.
The commission rate converted into each period is: 0.9% for three periods, 0.83% for six periods, 0.80% for 12 period, 0.79% for 24 periods and 0.82% for 36 periods.
According to the specific types of problems, step disassembly/cause principle analysis/content expansion, etc.
The specific steps are as follows:/The main reasons for this situation are ...