Go through the formalities after the preliminary examination.

The specific steps are as follows: 1. After the borrower Hu Jue has passed the examination, the borrower will keep the title certificate of the mortgaged property. Secondly, the guarantor of the borrower signs a housing mortgage loan contract with the borrower and notarizes it. Thirdly, according to the above-mentioned real estate mortgage loan process, after the source of the loan contract is signed and notarized, the transfer method is transferred to the contract account. finally

After the loan is repaid, it is necessary to go through the mortgage cancellation procedures and pay off the mortgage loan. The bank will issue the settlement procedures within 1-3 working days, and go to the real estate bureau with the settlement procedures for other transfer procedures.

2. What processes and materials are needed for mortgage loan?

Real estate mortgage loan process: 1. The borrower opens a current deposit account in the bank; 2. Information required for preparing the loan; 3. Sign the bank face to face; 4. Bank filing and approval; 5. After approval by the bank, notify the borrower of the approval result and sign a loan contract with the borrower; 6. Go to the Construction Committee for mortgage registration; 7. The Project Construction Committee issues his right certificate; 8. Handle insurance, notarization and other procedures as appropriate; 9. The bank directly transfers the loan to the account agreed in the contract; 10. The borrower repays the loan principal and interest according to the loan contract. Information on housing loan application: 1. The borrower's valid identity card and household registration book; 2. Proof of marital status, unmarried persons need to provide proof of unmarried, and divorced persons need to issue a civil mediation or divorce certificate (indicating that they have not remarried after divorce); 3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate; 4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year); 5. Real estate title certificate; 6. Guarantor (ID card, household registration book, marriage certificate, etc. Is required).

Third, the preliminary examination process after Ping An Pratt & Whitney Lufang mortgage loan process

Go through the formalities after the preliminary examination. The specific steps are as follows: first, after the borrower passes the examination, the property certificate, insurance policy or securities of the mortgaged property are handed over to the bank for safekeeping. Secondly, the guarantor of the borrower signs a housing mortgage loan contract with the borrower and notarizes it. Thirdly, according to the above mortgage loan process, after the loan contract is signed and notarized, the bank's deposits and loans to the borrower are transferred to the contract account. Finally, the borrower can repay the loan normally according to the contract. After the loan repayment is completed, it is necessary to go through the mortgage cancellation procedures and pay off the mortgage loan. The bank will issue the settlement procedures within 1-3 working days. With the settlement procedures, you can go to the real estate bureau, then you can complete the mortgage cancellation, and then you can go through other transfer procedures.

Fourth, how does Ping An Road Ronghui make claims in advance?

You can use Ping An Pratt & Whitney app, Ping An Pratt & Whitney Loan official website and Ping An Pratt & Whitney's offline business outlets for repayment. The method of repayment by using app is as follows: Step 1: Open Ping An Pratt & Whitney Lu APP, click "My" and select "Application Record".

Step 2: Enter the application record interface and click "Settle in advance".

Step 3: Enter the early settlement interface, click "early settlement", and a prompt pops up, and select "I know".

Step 4: Enter the repayment method interface, select the repayment method by yourself, and click "Repay Now".

Users who want to apply for personal loans of Ping An Pratt & Whitney must meet the following conditions:

1. The applicant must be a citizen of China.

Two, the applicant in the work, real estate, household registration of these three, there must be a place in the Ping An institution.

3. Applicants are required to be between 2 1 year old (inclusive) and 55 years old (inclusive).

Four, the applicant's current residence address, residence time must be more than 6 months.

Five, the applicant must have proof of work and income, the income requirement is more than 3000 yuan per month after tax.

6. The applicant has a good personal credit record.