I suggest you choose the bank channel to handle personal loans.

If the application amount is less than 50,000 yuan, you can log in to China Merchants Bank Mobile Banking and click My-All-Loan-I want to borrow money to try to apply through this interface. Or you can apply for a loan by credit card: log in to Pocket Life and click Card Finance-Reserve Fund-Apply Now below to try to apply for a reserve fund here, depending on the audit results.

Second, the provident fund is 654.38 million+how much can I borrow?

You can borrow about 500 thousand at most. 65,438+00,000 yuan depends on your monthly provident fund deposit and the balance of your provident fund account when you apply for a loan. Personal provident fund loan amount = (monthly deposit amount × total months of legal retirement age) ×2. According to the house price:

Calculation formula: loan amount = house price × loan ratio.

The number of loans should be determined according to the number of loan types and the number of mortgage sets. If the first set of building area is less than 90 square meters (including 90 square meters), a large sum of money will be paid, that is, the loan amount cannot be higher than the conditions that the provident fund loan needs to meet:

1. In the company (or signed for three consecutive years 1 year)

2. The normal continuous monthly housing provident fund deposit exceeds a certain period and does not exceed the statutory retirement age;

3. The borrower has a stable economic income and the ability to repay the principal and interest;

4. The borrower agrees to handle the mortgage registration and insurance;

5. Provide local housing fund management centers and their subordinate branches.

6. Submit relevant documents required by the bank, such as house purchase contract or house pre-sale contract, real estate license, land, etc.

: How long can I get a loan to buy a house after paying the provident fund?

1. Generally, you need to pay the provident fund 12 months or more, and you can borrow money to buy a house.

2. The loan applicant must establish a housing provident fund account for more than 12 months (inclusive), and pay the housing provident fund in full (normal payment includes continuous monthly payment, early payment and overdue payment).

3. With the approval of the center, employees of the deferred payment unit can apply for loans if they have established a housing provident fund account for more than 12 months (inclusive) and paid the housing provident fund in full 12 months (inclusive).

How long does it take to pay the provident fund before I can borrow 200 thousand

Policies vary from place to place. Some places require continuous deposit for more than 6 months, while others require continuous deposit for more than 12 months. If you want to apply for provident fund loans, you need good credit and stable income. The ratio of the loan base of the provident fund to the loan amount is 1 5, so the loan base must be at least 40,000 before the loan can reach 200,000.

3. Where can I borrow 10,000?

The loan amount of 10 thousand yuan is not high, and most loans can be borrowed. The following is the loan method of 1 1,000 yuan:

1. loan APP: the loan amount of some apps usually ranges from several thousand yuan to tens of thousands of yuan. If you want to borrow 1 10,000, you can apply on the app.

2. Bank credit loans: At present, the credit loan products of banks are basically tens of thousands. As long as the lender has good qualifications and good personal credit information, it can apply.

3. Consumer Finance: Licensed consumer companies are committed to providing services to consumers. As long as the lender's credit qualification is good, the loan amount can basically be extended to more than 10 thousand yuan.

4. Small loan company: The company also provides loan services of more than 10,000 yuan. As long as the company is genuine, there is no upfront fee for the loan.