1. The individual unsecured loan borrower in Chengdu must be a natural person who has reached the age of 18 and has full capacity for civil conduct;
2. Have permanent residency or valid residence status in China;
3. Have stable professional and economic income, good credit and the ability to repay the principal and interest of the loan;
4. Be able to provide complete documents, such as purchase contract, purchase contract, admission card, investment plan, etc. A certificate proving the purpose of the loan;
5. Have the ability to repay loans;
6. Provide a valid personal unsecured loan certificate in Chengdu recognized by the lending institution;
7. Other conditions for individual unsecured loans in Chengdu as stipulated by the lending institution.