Mortgage faster loans generally begin to be repaid in the month after the bank approves the money and completes the formalities. Mortgage faster loan must pay subscription fee first, and the pre-purchase contract will be countersigned at the opening. Pay the down payment when signing the pre-purchase contract, prepare the down payment of 65438+ 0-2 weeks after the down payment, and then prepare the mortgage information for the bank's approval.
Related instructions:
1. Generally, developers subscribe for their properties with a down payment, and pay the down payment within 7 days after signing the subscription agreement, and sign a commercial housing sales contract at the same time. At this time, the subscription agreement is invalid. After that, all the materials required for mortgage are paid, that is, the bank applies for a mortgage loan, the bank approves it, and the mortgage loan contract is signed, so that the loan can be released, and the monthly payment will begin one month after the loan is released.
Mortgage, also known as house mortgage.
2. Mortgage means that the buyer fills in the mortgage loan application form to the bank and provides the documents that must be submitted according to the legal documents such as ID card, income certificate, house sales contract and guarantee. After passing the examination, the bank promises to issue loans to the buyer, and handle the notarization of real estate mortgage registration according to the house sales contract provided by the buyer and the mortgage loan contract concluded between the bank and the buyer. The bank will directly transfer the loan funds to the account of the seller's unit in the bank within the time limit stipulated in the contract.