Whether it is a short-term loan or a loan that is repaid with the loan, as long as it exceeds the final repayment date, it is considered overdue. Generally speaking, loans overdue is calculated from the day after the last repayment date. Here is a concrete example to tell you how to calculate the number of days in loans overdue.
Passerby A, a loan user, found a platform claiming 100% payment on the Internet. Passerby A applied for a loan of 8,000 yuan on September 15 after learning about the company's microfinance business, and chose to repay it on June 10+04 one month later.
Small loan companies, quick approval of fast loans, gave passers-by 8000 yuan that day. Passerby A took the loan money and immediately went to solve the urgent need. But a month later, passer-by A's cash flow was not working, and he repaid on June 20th 10.
If you want to calculate the loans overdue days of passerby A:
1. Generally speaking, from the second day of the final repayment date (i.e. 10 to 15) to the actual repayment date (10,20), it takes six days in loans overdue.
2. If 10 14 falls on a Saturday and the loan contract stipulates that the loan will be repaid within one working day, then the loan is expected to last for 4 days.
It is worth mentioning that, generally speaking, if a passer-by repays the loan in June 65438+1October 65438+May, it will be regarded as a day in loans overdue.