1, instant loan application conditions and secondary loan
Application conditions and application materials:
1) Chinese mainland identity card holder;
2) The age is 18~55 years old.
Most people are concerned about whether the immediate loan can be used for the second loan. In fact, the immediate loan can be used for the second loan, but it is also related to the personal credit qualification:
1) The loan amount should not be too high, especially the second loan;
2) When applying for the second loan of Instant Finance, the last loan of Instant Finance cannot be overdue, otherwise it will be difficult to apply for another loan.
For more information about immediate loans and secondary loans, please click to read.
2. Immediate repayment method
Many people want to know how to repay the loan immediately and whether they can repay the loan in advance. In this respect, immediate loan is very humanized, which not only provides various channels for borrowers to repay at any time, but also provides flexible repayment package service when repaying in advance, which can change the repayment date.
There are two ways to repay the loan in advance: one is to reduce the monthly repayment amount and keep the repayment period unchanged; The other is to shorten the repayment period and keep the monthly repayment amount unchanged.
If you often forget to repay your friends, you can buy the "flexible repayment package service" in advance, which can realize immediate repayment, and you can repay in advance and postpone it for a while.
For more information about prepayment and flexible repayment package service, please click to read.
3. Immediate loan invitation code
Due to the large number of applicants, high product quality, high quota and low interest rate, this kind of micro-credit loan has set a small threshold, that is, it needs to be opened with an invitation code. If there is an invitation code, the success rate of platform borrowing can be improved.
So how do you get the invitation code for an immediate loan? Click to read to see how to get the 20 17 instant loan invitation code.
4. How long does it take to review the loan immediately?
The most frequently asked question by borrowers is the time to immediately review the loan. After all, for small loan platforms, the most important thing is the speed of lending. It is understood that after the immediate loan is approved, the loan will arrive within 3 minutes at the earliest, which is also the official statement of the immediate loan. However, many small partners can't arrive immediately after the loan review, and generally have a waiting time of one or two days.
5. Will you get a credit immediately?
Soon, finance will receive credit information at the meeting, so soon, loans will also receive credit information. However, the immediate loan will only go to the People's Bank for credit investigation after the overdue behavior occurs. If the loan behavior is not overdue, it will not go to the People's Bank for credit investigation. This feature makes instant loans more competitive, because it is not a good thing for individuals to have too many loan records, and some banks will let go of those who have too many loans in their credit records during the audit.
6. Call customer service immediately.
If you have any questions and want to contact customer service for an immediate loan, you can do so in the following ways (subject to the contact information on the official website):
Customer service hotline: *(9:00-22:00)
Some borrowers want to know, if they apply for an immediate loan, will they call themselves or their families?
Whether to call the contact person, work unit or family member immediately during the review of the new loan depends on each applicant's own credit qualification. If the credit qualification is good, you will not call again if you borrow money immediately, otherwise you will.