Panzhihua City Commercial Bank was established in1September, 1997. It is the first local joint-stock commercial bank with independent legal personality in Panzhihua City. By the comprehensive evaluation of its operating performance, asset quality and internal management by the head office of the People's Bank of China, it was rated as a "first-class bank". Only 13 of the national 100-odd provincial and municipal commercial banks won this honor, and only one commercial bank in Yunnan, Guizhou and Sichuan in southwest China.
Since the establishment of Panzhihua City Commercial Bank 12, aiming at providing high-quality and efficient services for SMEs, Panzhihua City Commercial Bank has made great efforts to build a financial brand for SMEs, and made many innovations in the business field of SMEs with professional teams, professional products, professional services and professional management. Panzhihua City Commercial Bank has always adhered to the direction of "developing Panzhihua economy and serving Panzhihua people" as its own operating characteristics, closely focused on the goal of building a regional financial center and economic and social development established by the municipal party committee and the municipal government, comprehensively deepened the strategy of supporting regional and county economic development, continuously enhanced the integration of credit management and local economic development, and actively raised funds to support local economic construction. 1 1 year, accumulated loans (including discounts) exceeded 54 billion yuan.
At the same time, Panzhihua City Commercial Bank also strongly supported the development of vanadium and titanium pillar industries and signed a strategic cooperation agreement with Panzhihua Renjiang vanadium and titanium industrial park. Within the framework of strategic cooperation to support regional and county economic development, Panzhihua City Commercial Bank strongly supports the construction of Nanshan circular economy industrial experimental zone in Renhe District and industrial clusters in Yanbian and Miyi counties, provides credit support and financial services for enterprises in the park, and makes positive contributions to "building China's vanadium and titanium capital, building a strong city with characteristic economy" and expanding vanadium and titanium pillar industries.
Since the establishment of Panzhihua City Commercial Bank, under the correct leadership of Panzhihua Municipal Party Committee and Municipal Government and the effective supervision of the regulatory authorities, it has adhered to the guidance of scientific development, closely focused on the two major themes of development and innovation, firmly grasped the two main lines of benefit and risk, and took "based on local conditions, serving small and medium-sized enterprises, developing across regions, and pursuing Excellence" as the direction to create its own business characteristics. Vigorously implement the strategies of "supporting regional and county economic development", "expanding basic customer base", "serving resource-based enterprises" and "cross-regional development", constantly improve corporate governance, establish and improve internal control, strengthen the prevention of risk cases, and all businesses develop rapidly, continuously and steadily. By the end of 20 12 and 12, the bank's total assets had reached 6165438+93 million yuan, which was 149.56 times that of its establishment, with an average annual growth rate of 39.63%. The balance of various deposits (including Chengdu Branch) was 36.44 billion yuan, accounting for 40.64% of the market, which was 126.55 times that of the establishment, with an average annual growth rate of 38.07%; The balance of various loans (including discount) is 65.438+07.449 billion yuan, accounting for 30.43% of the market, 78.68 times that of the establishment, with an average annual growth rate of 33.78%, of which the discount balance is 65.438+06.7/kloc-0.0 billion yuan, and the acceptance balance is 65.438+0.9806 billion yuan. Since it became the largest banking financial institution in Panzhihua on June 5438+ 10, 2005, its main operating indicators have been ranked first in the city's financial institutions for many years. Since 2000, it has been rated as "the first-class bank of national city commercial banks" by the regulatory authorities for five consecutive years. It has successively won the honors of "Best Benefit Small and Medium-sized Commercial Bank", "National City Commercial Bank with the Most Growth Potential", "Most Investing Commercial Bank", "Best Risk Control Small and Medium-sized Commercial Bank" and "Most Trusted SME Credit Bank of Sichuan Merchants". Since 2009, the regulatory rating has reached the second level for three consecutive years and entered the ranks of good banks. It ranks 26th among the top 100 service enterprises in Sichuan Province and 7th among financial institutions in Sichuan Province. The account manager competition of small and micro enterprises in Sichuan Province organized by Sichuan Banking Regulatory Bureau won the second prize.
In recent years, Panzhihua City Commercial Bank has actively responded to the new situation of deepening reform and overall opening-up of China's financial industry. According to the overall plan of cross-regional development strategy determined by the board of directors, while striving to enlarge and strengthen various businesses, we actively promoted the cross-regional development strategy and achieved remarkable results. On February 29th, 2008, 65438+, Dujiangyan Jindu Village Bank was established. On April 28th, 20 10, Chengdu Branch was grandly opened. By the end of 20 12 and 12, the total assets of Chengdu branch of the bank reached18.237 billion yuan, and the deposits (excluding peers) reached13.774 billion yuan. The pre-tax profit for the whole year was 264 million yuan, and the main indicators maintained rapid and steady growth. In addition to the branch business department, Gaoxin, Jinjiang, Chengbei and Wuhou branches were officially opened to the public, and Binjiang Sub-branch was approved to be established at the end of 20 12. At present, the network layout of Chengdu Branch has basically achieved the layout goal of covering the east, south, west and north of Chengdu, laying a good foundation for the development goal of Chengdu Branch of "20 billion in three years and 30 billion in five years". At present, Panzhihua City Commercial Bank has four off-site branches in Chengdu, Liangshan, Zigong and Neijiang, and there are 33 outlets in the province. At present, Dazhou branch is actively preparing for construction.