1, if you want to have a fixed income, it depends on the salary details.

2.18-over 50 years old, and pay off the loan before 65 years old.

3. If the loan is used for business or car purchase, there must be a guarantor and mortgage.

4. No bad credit record.

Materials to be prepared for the loan:

1. Lender's ID card.

2. The lender's credit information in the past six months is good.

3. The bank card under the lender's name has been running for nearly half a year without interruption.

4. Lender's residence certificate (rental contract, real estate license, water, electricity and gas invoices for the last three months)

5. Income certificate issued by the lender's work unit.

6. Social security, insurance policy, provident fund and monthly payment (mortgage and car loan) can also be loaned.

Extended data:

Agricultural Bank of China loans meet the following conditions:

1. China citizens with permanent residence in China, permanent residence in local towns and full capacity for civil conduct.

2. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule; Law-abiding, no illegal acts and bad credit records.

3. Open a personal settlement account with the lending bank (it is agreed that the borrowing bank will deduct the loan principal and interest from the personal settlement account designated by it).

4. Other conditions stipulated by the bank.

Unsecured micro-credit application process:

1. Submit a loan application.

2. Submit the relevant materials of the loan application.

3. Submit the loan qualification to the lending institution for approval.

4. The qualification examination passed the risk assessment and quota accounting of the lending institution.

5. If the risk assessment passes, the loan will be issued.

Baidu encyclopedia-agricultural bank of China loan