The bank's loan task this year will be issued at the beginning of the year. The loan policy of each bank is different, the four major banks are similar, and other commercial banks are very different. The specific tasks, objectives and industrial policies of each bank may be a little different, so you can ask them all. City commercial banks and rural banks may not have so many requirements for approval, but the interest rate may be higher. I don't know what your loan amount is. If it is small, it is more flexible to use personal consumption credit to attract investment. Ask if people's livelihood is big. If there is no collateral, it is not recommended to go to the four major banks.