There is an age limit for handling provident fund loans. No more than 5 years after the statutory retirement age of the borrower, that is, 65 years for men and 60 years for women. Employees of this unit have signed labor contracts for more than 3 years (or signed 1 year labor contracts for 3 consecutive years); Normal continuous monthly housing provident fund deposit exceeds a certain period; Do not exceed the statutory retirement age.

Legal objectivity:

civil law

Article 144

A civil juristic act carried out by a person without capacity for civil conduct is invalid.

civil law

Article 145

A civil juristic act that restricts a person's capacity for civil conduct to obtain pure benefits or a civil juristic act that is appropriate to his age, intelligence and mental health is valid;

Other civil juristic acts shall take effect with the consent or ratification of the legal representative. The other party may urge the legal representative to ratify it within 30 days from the date of receiving the notice. If the legal representative fails to express it, it shall be deemed as refusal to ratify it. Before a civil juristic act is ratified, the bona fide counterpart has the right to revoke it. Revocation shall be made by notice.