At this time, in order to prevent the borrower from repeatedly mortgaging the house, the general property right department will recover the house ownership certificate, but will not cancel it, and carefully fill in the time, duration and right value of mortgage in the column of "Registration of Other Rights".

At the same time, the property right department issues the house ownership certificate to the borrower, and the borrower gives the house ownership certificate to the loan bank, and the bank can issue loans to the borrower. The same is true for new commercial housing mortgages.

After the borrower pays off all the loans, the mortgagor will return the property right certificate to the property right department with the property right certificate returned by the bank and the certificate of cancellation issued by the bank.

Therefore, the real validity of the real estate license you see is open to question.

Second, is there any pressure in the bank to buy a real estate license with a loan?

No, I have a real estate license in my hand, and the bank has a real estate license. Before the loan is repaid, there will be a note in the property file that mortgage registration is not allowed to buy or sell.

Third, is there any pressure in the bank to buy a real estate license with a loan?

I will give it. \ Personal housing commercial loan procedures, commercial housing mortgage loan D, good credit, and the ability to repay the loan principal and interest; The purchased house is located in the town (including the current residence or work and business premises of the town owner; , has signed a "commercial housing sales contract" with the developer, according to the personal down payment ratio, the minimum is more than 30%; The loan amount is determined according to the borrower's credit status, occupation, education level and repayment ability. 1. Agree to go through the mortgage registration of pre-purchased commercial housing first, and promise to use the purchased housing as loan mortgage after obtaining the property right certificate and go through the mortgage registration formalities again; Two, must provide information, the original application and three copies (in the same account, need to attach a marriage certificate); Original and photocopy of the receipt of advance payment for a3 and over 30% of the purchase price of commercial housing signed by X0 Company 1 copy of the income certificate of the owner (bank business license, borrower is an industrial legal person) or business license of enterprise legal person and identity certificate of legal representative. If it is a joint-stock enterprise, it is also required to provide the company's technical articles of association, the consent of the board of directors, and the developer's collection account number 1 copy.