1. Second review by the lending institution. The online loan platform is not the lender. The first review by the lending institution is faster. It is reviewed by the system. The application is submitted on the platform. After the applicant is matched with the employer, the employer will conduct a second review of the applicant.

2. Lending institutions have insufficient funds. With the issuance of national policies, the funds of many lending institutions will have certain restrictions.

3. The information provided is incomplete. When applying for a loan, you need to fill in some basic information. The information submitted by the applicant is not complete and true. If the platform does not answer the phone call in time, the loan will always show that it is under review. .