Automobile mortgage generally needs to prepare:

1, ID card;

2. Marriage certificate;

3. Bank runs on both sides for nearly half a year;

4. Vehicle registration certificate;

5. driver's license;

6. Compulsory insurance policy;

7. Owner's driver's license;

8. Owner's residence booklet or temporary residence permit;

9. Letter of Commitment for Loan Purpose and Loan Contract.

2. What should be mortgaged for vehicle loans?

1. What should be mortgaged for vehicle mortgage?

According to the mortgage conditions set by the lending institution, such as Ping An car owner loan, there are two ways to choose from: "pledge without pledge" and "pledge without pledge".

1, the pledge certificate does not pledge the car.

The motor vehicle registration certificate is mortgaged, and the vehicle can run as usual, without GPS and mortgage.

2. Don't bet on cards or cars.

It is specially provided for people who have bought auto insurance. Where the collateral involves commercial auto insurance policies, the actual provisions shall prevail.

Generally speaking, most vehicle mortgage loan platforms can provide a mortgage loan method of "charging the certificate without charging the vehicle", that is, after going to the vehicle management office for mortgage registration, the motor vehicle registration certificate will be mortgaged in the lending institution, and there are not many miscellaneous things that need to be mortgaged.

2. What should I prepare for the vehicle mortgage loan?

Generally speaking, there are the following types:

1, valid identity document of the owner;

2. Motor vehicle registration certificate;

3. The borrower's marriage certificate and household registration certificate;

4, the borrower's work income certificate;

5. Proof of loan use;

6. Debit card used to repay the loan.

The application materials are fully prepared. After the loan institution has passed the examination, it will arrange to sign a loan contract and a mortgage guarantee contract, go through the mortgage registration procedures, and finally issue the loan.

3. What documents does automobile mortgage need?

What documents do you need for a car loan?