It can often make people unconsciously.

Fall into the trap designed by the swindler.

A few days ago, Teacher Fan, who lives in Zhengtong Road.

I want to surf the Internet.

Updating camera equipment with small loans

Unexpectedly, I almost fell into an elaborate scam.

Because the loan amount is not large, the "company" readily agreed to teacher Fan's loan request and quickly made a loan contract. The contract is written in detail, and the interest rate, term, amount and purpose are clearly written. Teacher Fan felt that there was no problem after reading it, and signed it immediately.

After the contract was signed, the liar's "fox tail" began to show. On the grounds of verifying teacher Fan's repayment ability, the "loan company" requires teacher Fan to transfer 30% of the loan amount with the bank card number provided by the loan company, that is, 18000 yuan. Just then, Teacher Fan became suspicious.

I haven't got my 60,000 loan yet, but I have to give it to the other party first 1.8 million? Teacher Fan immediately contacted the community policeman Dong, and the police officer Dong immediately made a judgment that the other party intended to defraud.

Police officer Dong said that the police promoted telecom fraud in the community in order to let residents master relevant knowledge and not be deceived. In addition, Yangpu Public Security Bureau and the anti-fraud police in Yin Huan also said that from the experience of handling cases, the vast majority of online loans are scams. If you need a loan, you must go through formal channels.

Text/Photo: Chen Tao

Related Questions and Answers: Related Questions and Answers: Is Microfinance a Welfare or a Trap? Whether it is a welfare or a trap depends entirely on how you use it and how you control the use of funds!

There must be a reason for everything, although I really hate this kind of small online loan! I don't usually go anywhere.

Basically, there should be several people who use this small online loan:

One: support loans with loans, and pay off other loans or credit cards with the money from small online loans. If that's the case, I think it's better not to use it. This situation is a trap, because small online loans, although the amount is small, but after careful calculation, the interest is not low!

Two: If your funds are used for business turnover, investment and urgent needs, and the demand amount is not large, you can temporarily turn over some low-interest platforms, but remember clearly the interest, repayment method and liquidated damages when using them! See if your return is greater than your cost! Use it if it is appropriate, and resolutely don't use it if it is not appropriate!

Three: If you have bad habits, such people's small online loans must be a trap!

Personally, I suggest not to apply for small online loans casually, which has a great impact on personal credit information!

There is no absolute right or wrong in the world! Since it exists, it must be reasonable. We should face these problems correctly! Comprehensive consideration? After all, is it a welfare or a trap? It is entirely caused by personal improper operation! If you can stand the temptation, the test and the welfare, you don't need it! If there is no greed, it is a trap, and you can't jump!