Hello!
Looking at the personal loan varieties recently launched by major banks, "revolving loan" is undoubtedly the most eye-catching one. The so-called "revolving loan", in official terms, is a kind of revolving credit business. Its characteristic is that after the customer obtains a certain loan amount from the bank, he can withdraw and recover it in stages within the time limit. When withdrawing a single sum of money not exceeding the available amount, the customer only needs to fill in the withdrawal application form, and can withdraw cash within 1 hour without special re-approval. It is more suitable for the individual's capital demand characteristics of "small amount, urgent demand, fast turnover and more retail".
Judging from the current market, many banks have launched revolving loan business. Although the names are different, most of them have the characteristics mentioned above. Among them, the representative ones are ICBC's "Happiness Loan" upgrade plan, China Bank's personal credit revolving loan, China Construction Bank's personal consumption line loan and Minsheng Bank's personal credit line revolving loan. Other mortgage types, such as the "revolving loan" of SDB, also indirectly provide lenders in other fields.
Second, what is the significance of revolving loan account to credit investigation?
Revolving loan is a kind of personal housing revolving credit business, which means that customers can obtain a certain loan amount by mortgaging their commercial houses to banks. During the mortgage period, customers can withdraw money for recycling many times. When the single payment does not exceed the available amount, the customer only needs to fill in the withdrawal application form, without special re-approval, and generally 1 hour can withdraw cash. Suitable for young and middle-aged white-collar workers with relatively stable and abundant income, concerned about market conditions and flexible allocation of funds.
Third, what is "revolving credit"
Hello!
Looking at the personal loan varieties recently launched by major banks, "revolving loan" is undoubtedly the most eye-catching one. The so-called "revolving loan", in official terms, is a kind of revolving credit business. Its characteristic is that after the customer obtains a certain loan amount from the bank, he can withdraw and recover it in stages within the time limit. When withdrawing a single sum of money not exceeding the available amount, the customer only needs to fill in the withdrawal application form, and can withdraw cash within 1 hour without special re-approval. It is more suitable for the individual's capital demand characteristics of "small amount, urgent demand, fast turnover and more retail".
Judging from the current market, many banks have launched revolving loan business. Although the names are different, most of them have the characteristics mentioned above. Among them, the representative ones are ICBC's "Happiness Loan" upgrade plan, China Bank's personal credit revolving loan, China Construction Bank's personal consumption line loan and Minsheng Bank's personal credit line revolving loan. Other mortgage types, such as the "revolving loan" of SDB, also indirectly provide lenders in other fields.
4. What is "revolving credit"
Hello!
Throughout the recent launch of major banks, it is undoubtedly the most eye-catching. The so-called "revolving loan", in official terms, refers to the customer withdrawing and recovering a loan from the bank. When withdrawing a single sum not exceeding the available amount, customers only need to fill in the withdrawal application form and cash can be withdrawn instantly. It is more suitable for the individual's capital demand characteristics of "small amount, urgent demand, fast turnover and more retail".
Judging from the current market, many banks have launched revolving loan business. Although the names are different, most of them have the above characteristics. Among them, the representative ones are ICBC's "Happiness Loan" upgrade plan, China Bank's personal consumption line loan and Minsheng Bank's personal credit line revolving loan. Other mortgage varieties, such as the "revolving loan" of SDB, indirectly provide the lender with the space to spend in other fields.