First, it is not that the intermediary refuses to apply for a portfolio loan, and the house is not an intermediary. It should be that the seller does not accept the portfolio loan er.ky to do the seller's work.

Second, is the house price 900,000? You can borrow 300,000 yuan to pay the down payment, and then borrow 600,000 yuan from the provident fund. But you want to use the real estate license as a secondary mortgage, which is a bit hanging. First, you borrow money to buy a house, and the real estate license should be mortgaged in the bank, but you can't get it out. Second, the second mortgage interest rate is relatively high, at least rising by 10%.