The statement about the loan purpose of online microfinance companies is correct: the legitimate business activities of microfinance companies are not interfered by any unit or individual, the main source of funds for microfinance companies is the capital paid by shareholders, and microfinance companies can integrate funds into more than two banking financial institutions. This topic investigates the management of small loan companies. Microfinance companies are limited liability companies or joint stock limited companies established by natural persons, corporate legal persons and other social organizations that do not absorb public deposits and operate microfinance business. The legitimate business activities of microfinance companies are protected by law, and banking financial institutions are integrated with funds. The provincial government should make it clear that a competent department is responsible for the supervision and management of small loan companies and bear the responsibility of risk disposal of small loan companies.