1, provident fund loans generally require the applicant to provide proof of assets. For provident fund loans, major banks will require applicants to have a stable income and be able to provide good proof of assets and repayment ability in order to get approval quickly.

2. The applicant can bring his personal ID card and provident fund passbook to the provident fund handling department to apply for the loan asset certificate, and then submit it to the bank together with relevant materials.

3. In addition to providing proof of assets, banks also have these requirements for provident fund lenders: individual provident fund accounts are in a state of deposit, and they have permanent residence in cities and towns or valid residence status; Good reputation, no personal credit problems, no other repayment in loans overdue; There are legal and effective certificates such as contracts and agreements for the purchase and overhaul of housing.